In regulated Hire-Purchase and conditional sale (but not Lease or Hire Agreements) section 90 of the Consumer Credit Act 1974 (“CCA”) provides that once one-third of the total price of the goods has been paid for, the goods become ‘protected’ and the Financier is not entitled to recover possession without a Court Order except where the debtor gives his genuine consent.
Continue ReadingAlex Chapman
It would be remiss of me not to mention that this will be Peter’s last briefing as Editor before he sets off for his well deserved retirement. Peter is a legend of the invoice and asset finance industries and has been associated with Bermans for most of his working life – initially as a barrister in Oriel Chambers in Liverpool when Bermans used his services as an advocate and advisor on so many occasions that he was invited to join us in 1989 as a Solicitor Advocate and Partner. He remained as such until 2013 when he became a Consultant since when he has continued to be an invaluable member of our ABL team.
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Rachael Murphy
Due to increased demand for residential conveyancing services, we have decided to officially offer this area of law as apart of our official services.
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Summer Levy
A recent High Court case in relation to Jimi Hendrix recordings was of interest to lawyers and classic rock fans alike but is also of wider relevance in relation to copyright and the settlement of claims.
The High Court refused Sony Music Entertainment UK Limited’s (Sony) application to strike out a claim brought by the Estates of the late Noel Redding and ‘Mitch’ Mitchell.
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Alex Murray
Around 83% of the UK population are active social media users. It comes as no surprise then that social media continues to have an influence in the workplace. As a result, employers must consider how to handle employee use of social media, both whilst they are at work and away from the workplace.
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Jonathan Berkson, (pictured) joined Bermans in June 2013 and is a Senior Partner in our Asset Based Lending and Litigation teams. We spoke to him to learn more about him and his work.
Post-Completions Paralegal
Zaafir joined Bermans in March 2024 and is a Post-Completions Paralegal in our Property team based in Liverpool.
He assists Bermans property team with a wide range of property matters, including residential and commercial property acquisitions and sales, residential and commercial developments and acquisitions and redevelopment of buy-to-let properties. Zaafir also liaises with HM Land Registry and other law firms to achieve our clients’ objectives.
Zaafirs qualifications include:
Outside of work, Zaafir enjoys reading, sightseeing, news/current affairs and beach and countryside dog walks. He also has a Golden Retriever who is his constant companion and best friend!
Contact Zaafir:
T:0151 224 0516
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AssociateAjith joined Bermans in March 2024 and is an Associate in our Litigation team based in Liverpool.
He works with SME’s, business owners, lenders and property developers and his areas of expertise include:
Ajith studied Law at Manchester Metropolitan University and The Legal Practice Course at The University of Law.
Outside of work, he enjoys playing and watching cricket, golf and football, as well as reading (historical non-fiction).
Contact Ajith:
T:0151 224 0512
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Freya joined Bermans in March 2024 and is a Solicitor in our Property team in Manchester.
Currently, Freya primarily works in residential property and deals with:
She obtained a first class law degree before going on to achieving a diploma in the Legal Practice Course. She also attained her SQE Qualification in February 2024.
Outside of work, Freya enjoys netball, travelling and dining out.
Contact Freya:
E: freya.wright@bermans.co.uk
T:0161 383 2132
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Solicitor
Sean joined Bermans in September 2023 as a Trainee and having qualified in March 2025 is now a Solicitor working in our ABL team.
He works with a broad range of lenders assisting them with general corporate finance, invoice finance and asset-based lending matters.
He has a First-Class Honours Law Degree, as well as a distinction in The Legal Practice course. He also received the Liverpool Law Society Rupert Bremner Prize in recognition of his LPC grades.
Sean is a former national swimmer; however, he now just swims recreationally. He also enjoys playing football, as well as watching his team, Everton.
Contact Sean:
E: sean.quinn@bermans.co.uk
T: 0151 224 0532
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