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Philippa Baty

Philippa Baty

Philippa BatyParalegal

Philippa Baty joined Bermans in May 2022 and is a Paralegal in our Property team.

She studied at the University of the West of England qualified as a Solicitor in 2017.

Philippa primarily assists the team on a variety of commercial property matters.

Outside of work, Philippa enjoys seeing friends and family, going for walks/to the beaches on the Wirral…plus the odd psychological thriller or true crime documentary!

E: philippa.baty@bermans.co.uk

T: 0151 224 0522

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Jessica Murphy

Jessica Murphy

Jessica MurphyProperty Finance Paralegal

Jessica joined Bermans in April 2022 as a Property Finance Paralegal.

Jessica graduated from Liverpool John Moores University with a First Class degree in Law in 2021 and is currently studying the Legal Practice Course. Jessica also has experience in advising Commercial Employment, Public Sector Employment and Business Immigration clients.

Jessica assists with all types of Property Finance transactions, including but not limited bridging finance deals, re-finances, buy-to-let investment acquisitions and sales.


E: jessica.murphy@bermans.co.uk

T: 0151 224 0510

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Solaman Naveed

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Trainee Solicitor

Solaman joined Bermans Liverpool office in September 2021 and is a Trainee Solicitor in the Property Team, having previously studied Law at the University of Liverpool.

He works with SME’s and private individuals, dealing with commercial transactions including acquisitions and sales of commercial property as well as dealing with both freehold and leasehold residential property transactions.

He lives in East Lancashire and likes to keep fit by swimming and playing 5-a-side football.  In his spare time he likes to read about history.


E: solaman.naveed@bermans.co.uk

T: 0151 224 0512

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Changes to SDLT

Guy Pattison

One of the more surprising handouts from the chancellor in response to the pandemic was the stamp duty holiday. As it comes to an end we explore what impact this will have on the housing market.

SDLT is the tax you pay on property purchases. The amount you pay depends on the value of the purchase. Prior to July 2020, SDLT was payable on all properties priced over £125,000.

 

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Commercial rents – what happens once the moratorium lifts?

Fergal O'Cleirigh

Fergal O’Cleirigh

The statutory moratorium on lease forfeiture for commercial leases is set to expire at the end of June 2021. If it is not extended then tenants who have taken advantage of this will be required to resume rental payments as well as to pay any rent that has accrued during the moratorium.

We have received enquiries from tenants and landlords over the last few weeks anxious to understand what they can do about rent arrears and enquiring whether now is a good time to negotiate a new lease.

Our general thoughts on this are set out below. Obviously much will depend on your individual circumstances so it is important you seek specific advice before making any decisions.

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Major changes to Planning ‘use classes’ system

Guy Pattison

In a bid to make it easier to repurpose town centres and high streets across England and Wales, the Government has made major changes to the ‘use classes’ that businesses must operate within for planning purposes.

New regulations came into force on 1st September 2020 which significantly amended the 1987 Town and Country Planning (Use Classes) Order. A number of classes have been abolished and moved into a more generic Class E.

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Big reforms announced for leasehold property laws

Claire Morris

In January 2021, the Ministry of Housing, Communities and Local Government unveiled sweeping changes that they plan to implement to the home ownership rules that, according to their press release will be part of “the biggest reforms to English property law for 40 years, fundamentally making home ownership fairer and more secure”.

Freehold or leasehold – what’s the difference?

Owners of flats and houses in England and Wales can either own the freehold which means they own the property and land it occupies or the leasehold which means they own the property and have a legal right to occupy the land but the land is owned by a third party. These reforms are aimed at leasehold property.

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Six Promotions at Bermans

Andrew Henderson

Andrew Henderson

Bermans, commercial law firm in Liverpool and Manchester, is delighted to announce that it has promoted 6 individuals to more senior roles at the firm.

Andrew Henderson (left) joined Bermans in 1985 and has developed an expertise in asset finance litigation.  He has been made a Partner and joins Alex Chapman, David Gledhill and Jonathan Berkson as partners in the specialist Asset Based Lending team that is ranked in the Legal 500 London Asset Finance Lending rankings.

He deals with matters such as fraud, freezing orders, title claims, delivery up claims, guarantee/indemnity claims, shortfalls and general debt recovery for a wide range of asset based lenders.

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